All Blog Posts (146)

Are you in the mortgage market busy comparing the rates that are being offered by the different lenders? If answered yes, you must be wondering about your financial condition to check whether or not you can make timely payments towards your mortgage loans. With the present year coming to an end, the mortgage market analysts predict the mortgage rates to rise higher than what they are at present.…

If you want to secure hard money in Arizona, then you need to know what questions to ask your Arizona hard money lender. Here’s what to look for…



How long has the Arizona hard money lender been in business? Because many people see opportunity in the current state of the Arizona housing markets, you’re likely to see new Arizona hard money lenders vying for your business every day. However, what you’re looking for are Arizona hard money lenders who’ve already proven themselves…

If you are facing problems in handling the home mortgage payments, you would want to re-adjust the mode of the repayment. For that, you may have to opt for mortgage refinancing. This can help you in many ways, for if you refinance, the terms and conditions of the home loan is going to get changed. Through refinancing, it is also possible for you to convert the fixed rate mortgage to an adjustable one and an adjustable…

Sometimes a new client will ask what issues tend to come up again and again during the commercial mortgage financing process and what mistakes they should try to avoid. Here are the top seven mistakes that come to mind. As you’ll see, most of these fall under the general topic of “timing is everything”:



1) Searching too hard for the “bottom” when choosing the moment to lock an interest rate-focus on the monthly/annual payment being within your target range. DO NOT focus on…

The Mortgage Bankers Association predicts that $230 billion of commercial mortgages will be originated next year, up 17 percent from the $196.5 billion of loans that were originated lastyear.

In the trade group's first such projection, it said origination volumes would climb annually after this year, hitting $290 billion in 2015.

This year's projected increase in origination activity will boost the universe of mortgages outstanding by 2 percent to $2.4 trillion this year and to…

The current economic climate has resulted in tighter lending by traditional banks and less money for real estate investing. Private Funding is taking over where traditional banks have left off private lenders have a much greater flexibility, can offer more creative methods of financing and are definitely open to negotiation. They usually have lesser requirements compared to traditional sources. These investors look for higher than normal rates of return which would mean you…

Last May, 2011 Sellers had their houses listed for sale with several pending offers for a short sale consideration by the bank.  The bank told the Sellers to price it at 83K then the offers came pouring in and the bank tells the Sellers to counter all offers at 87,5K which upset some of the buyers.  One buyer agreed to the terms, Seller and Buyer believe they are under contract.  The bank then calls the Sellers and says you are now in foreclosure and we have re-keyed your property.  The…

If your career isn't going where you expected, it might be you. 

Over the past 30 plus years I've worked with a lot of couples who where struggling with their marriages.  There is one stress issue that has come up over and over, whether voiced or not, but it's not…

Totally redone, beautifully remodeled, great views, lots of upgrades, nothing to do but move in. Views of the horses & scenery, close to town center. Pristine HW floors, built-ins, Master BR w/tray ceiling and bath. new vanities, appliances, lighting...

A Buyer's Guide to the Right "Type" of Purchase (edit/delete)…

Hello, my dear Realtors®:

I just signed in feeling very excited about the network interaction that www.recybernetwork.com offers.

So, starting soon, I plan on contributing with my insights and information about great NEWS and investment opportunities in both residential as well as commercial real estate in Puerto Rico; tax bills in PR benefiting buyers, etc.

You can find me at www.bengie.com…

Who Knew Bad News Could Be So Good? 

If you read the financial papers, websites and blogs each week you may be tempted to grab a prosac and curl up in a…

 For the past decade, my wife and I have had a tradition of watching "The Patriot" on July 4th.  I never get tired of watching the portrayal of sacrifice and courage that won this country its freedom. …

There Are No Trophies For "Showing Up" In The Game Of Life!

I am so glad my sons were older when the "here's your trophy for showing up" phase of childhood sports…

It Just Keeps Getting Better! Virginia!  Revised (Already)

In the most recent CNN Money report on "The 10 Best States For Starting A…